1041 Harvest Way, Lake City, MN, 55041
About This Home
New Construction, stand alone patio home on wooded lot, currently under construction. 2 bedroom, 2 bath, primary bedroom with private bath and double sink vanity, primary walk in closet, open floor plan, covered front porch, covered screened rear patio looking into the woods, in-floor heat, gas fireplace, vaulted ceilings and abundant kitchen cabinets, appliances, OPPORTUNITY!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less
- Construction materials: Block,Concrete,Frame
Other
- Builder name: CLEMENTSON HOMES LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Basement: None
Bathroom
- Level: Main
Bedroom
- Level: Main
- Area: 180
- Dimensions: 12x15
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,395
Garage
- Level: Main
- Area: 528
- Dimensions: 22x24
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 1,923
- Total interior livable area: 1,923 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 192
- Dimensions: 12x16
Patio
- Level: Main
- Area: 330
- Dimensions: 15x22
Porch
- Level: Main
- Area: 96
- Dimensions: 6x16
Primary Bathroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: R220249400
- Zoning description: Residential-Single Family
- Foundation area: 1306
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch,Rear Porch,Screened
Lot
- Lot size: 7,840 sqft
- Features: Irregular Lot,Tree Coverage - Medium
- Lot size dimensions: 58 x 136
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Floor Drain,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Wabasha County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $286 | $3,432 |
| Property Taxes | $617 | $7,404 |
| Electricity | $170 | $2,050 |
| Total | $3,474 | $41,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $474,900 |
| 2009-12-02 | Sold | $233,000 |
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