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22808 E 28th Street Ct, Blue Springs, MO, 64015

4beds
4baths
4,418sqft
$499,900
$113price/sqft
$3,690/moest. monthly cost
$147,600/yrincome needed

About This Home

Tucked away among the trees on a quaint cul-de-sac, this spacious 4 bedroom, 3.5 bath home offers the perfect blend of privacy, nature, and entertaining space! Backing to beautiful woods with no direct backyard neighbors, this property is truly a bird watcher's paradise with peaceful views from THREE decks, including a private deck right off the primary suite. Inside you'll find room for everyone with a formal living room, formal dining room that can seat 12-14 that walks out to an adjacent deck, an eat-in kitchen with a walk-in pantry, granite countertops and tons of windows. The kitchen then flows into a cozy Hearth room centered around a gorgeous brick fireplace and private deck. The Primary suite is its own oasis with 2 walk-in closets, beautiful built-ins and a private screened-in deck surrounded by trees that would be the perfect place to enjoy your morning coffee. The finished walkout basement is built for entertaining, featuring a wet bar and pool table that can stay with the home, plus a 500 sq ft storage area with utility sink and wiring for a workshop. Additional highlights include a 3 car garage with openers, utility sink, rear door exit and storage loft with pull down ladder for access. Blue Springs Schools; Sunny Pointe Elementary, Paul Kinder Middle School and Blue Springs High School.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10
Blue Springs High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Lap Siding,Stone Trim

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Built-In Oven
  • Laundry features: Bedroom Level,Laundry Room

Basement

  • Features: Carpet,Wet Bar

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom2

  • Features: Shower Over Tub

Bathroom3

  • Features: Shower Only

Bedroom2

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)

Bedroom3

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)

Bedroom4

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Built-in Features,Carpet

Features

  • Ceiling Fan(s),Central Vacuum,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Hearth Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,272
  • Finished area above ground: 3,146

Hearth Room

  • Features: Carpet,Ceiling Fan(s),Fireplace

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,418
  • Total interior livable area: 4,418 sqft

Kitchen

  • Features: Ceiling Fan(s),Granite Counters,Pantry,Wood Floor

Living Room

  • Features: Carpet,Fireplace

Master Bathroom

  • Features: Double Vanity,Quartz Counter,Separate Shower And Tub

Master Bedroom

  • Features: Built-in Features,Carpet,Ceiling Fan(s),Walk-In Closet(s)

Property

Details

  • Parcel number: 24910056200000000

Features

  • Patio & porch: Deck,Screened
  • Spa features: Bath

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$356$4,272
Property Taxes $470$5,640
Electricity $337$4,048
Total$3,690$44,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,514/yr
40% on housing$110,700/yr
45% on housing$98,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 64015$153
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64015$145
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$489,900
2026-06-11Listed for sale$499,900

For Sale by Agent

AgentEmily Bernhardy
BrokerageSunburst Real Estate

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