108 Finch Way, West Jefferson, NC, 28694
About This Home
Escape to the mountains without breaking the budget! This charming retreat features an inviting open layout with vaulted ceilings in the living area, a functional kitchen with ample counter space, refrigerator, gas range, and adjoining dining area. The main bedroom offers a queen bed and generous storage, while the full bath and low ceiling loft provide additional flexibility and comfort. Recent updates completed in 2024 include the HVAC system, couch, queen mattress, and carpeting. Unwind on the spacious covered deck that spans the entire length of the home, creating the perfect setting for outdoor relaxation. The community also features a peaceful stream winding through the park, adding to the serene mountain atmosphere. Great as a personal getaway or long-term rental investment, this property is conveniently located near the vibrant downtown of West Jefferson, known for its unique restaurants, local art galleries, and charming shops. Boone is only about 25 minutes away, and endless outdoor adventures await nearby — from kayaking, tubing, and fishing on the scenic New River to exploring the breathtaking Blue Ridge Parkway. Whether you’re looking for adventure, tranquility, or both, this mountain property delivers.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Range,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- None
- Fireplace features: None
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 397
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 0
- Total interior livable area: 397 sqft
Property
Details
- Parcel number: 152975364676
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Storage,Gravel Driveway
- Has view: Yes
- View description: Residential
Lot
- Lot size: 5,706 sqft
Parking
- Parking features: Driveway,Gravel,No Garage,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Ice Storm
- Lightning
- Winter Weather
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ashe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $656 | $7,872 |
| Home Insurance * | $47 | $564 |
| Property Taxes | $55 | $660 |
| Electricity | $200 | $2,405 |
| Total | $958 | $11,496 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $129,900 |
| 2026-01-01 | Listing removed | $137,500 |
| 2025-10-03 | Price change | $137,500 |
| 2025-08-11 | Price change | $165,000 |
| 2025-06-12 | Listed for sale | $180,000 |
| 2013-02-28 | Sold | $20,000 |
| 2006-10-16 | Sold | $75,000 |
View on Zillow