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1731 W Hill Rd, Covington, PA, 16917

7beds
7baths
4,620sqft
$799,000
$173price/sqft
$5,981/moest. monthly cost
$239,240/yrincome needed

About This Home

Stunning setting provides your own LAKE and ISLAND with small cottage and large post and beam lodge home offering potential for B&B, Wedding Venue, large family getaway and more! 7 bedroom suites with individual bathrooms, hot tub, pool table, shuffle board, poker table, chess table, for entertaining. Enormous kitchen offers two stoves, and space for big gatherings! Endless potential for this very private location minutes to Wellsboro, Mansfield, and Rt. 15/I-99.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Partially Finished,Walk-Out Access,Other

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Forced Air,Oil,Wood,Wood Stove
  • Cooling features: Other

Interior Area

  • Total structure area: 4,620
  • Total interior livable area: 4,620 sqft

Property

Details

  • Parcel number: 070100030000

Features

  • Levels: Multi/Split
  • Patio & porch: Covered,Enclosed
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Waterfront

Lot

  • Lot size: 46.13 Acres
  • Features: Out of Town,Wooded
  • Lot size dimensions: 46.13 acres

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Garage,Attached,Basement,Carport,Oversized,Workshop,Other
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$487$5,844
Property Taxes $948$11,376
Electricity $506$6,082
Total$5,981$71,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,062/yr
40% on housing$179,430/yr
45% on housing$159,493/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 16917$95
Tioga County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 16917
Tioga County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$799,000
2026-07-15Listed for sale$799,000
2025-10-31Listing removed$899,000
2025-05-03Listed for sale$899,000

For Sale by Agent

AgentVictoria Murphy
BrokerageMountain Valley Realty, Inc.

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