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About This Home

Are you looking for an investment? This very well maintained two unit is looking for new owners. The first floor unit features a large living room, dining room with built in cabinet, very large kitchen with miles of counter space, and two enormous bedrooms--one with a walk in closet and one with an additional sitting/storage room. Up stairs is an eat-in kitchen, huge living room, and two bedrooms. One bedroom has a walk in closet and extra storage space as well as access to the walk-up attic. The large yard is partially fenced. This home could be converted back to single family.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

6/10

Clark Wood El SchoolGrades K-62.2 mi

5/10

Cowanesque Valley Junior-Senior High SchoolGrades 7-1212.2 mi

Construction

Condition

Year built: 1901

Materials

Foundation: Stone
Roof: Shingle
Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Residential

Interior

Appliances

Appliances included: Electric Water Heater

Basement

Has basement: Yes
Basement: Concrete,Dirt Floor,Partial,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Heating & Cooling

Heating features: 2 Furnaces,Forced Air,Natural Gas
Cooling features: None

Interior Area

Total structure area: 2,714
Total interior livable area: 2,714 sqft

Property

Details

Parcel number: 270400049000

Features

Levels: Two
Stories: 2
Patio & porch: Covered

Lot

Lot size: 0.71 Acres
Lot size dimensions: .71

Parking

Parking features: Open
Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Inland FloodingRelatively High
LightningRelatively High
Winter WeatherRelatively High
Strong WindModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Pennsylvania Counties

Flood

Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$859	$10,308
Home Insurance *	$107	$1,284
Property Taxes	$194	$2,328
Electricity	$297	$3,573
Total	$1,457	$17,484

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$58,280/yr

35% on housing$49,954/yr

40% on housing$43,710/yr

45% on housing$38,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

Current Policies

Residential: 8,982Commercial: 984

Total Premiums$5.34M

Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%

5.5%

0%30.0%

Electricity Growth Rate10-year average: 8.4%

8.4%

0%15.0%

Property Taxes Growth Rate2-year average: -3.7%

-3.7%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 16942—

Tioga County$127

vs Homes Sold Last Month

Median $/sqft