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400 City Ave, Beckley, WV, 25801

6beds
4baths
2,850sqft
$165,000
$58price/sqft
$1,336/moest. monthly cost
$53,440/yrincome needed

About This Home

This unique property offers approximately 2,850 square feet of versatile living space with six bedrooms, three full baths, and one half bath. Formerly operated as a group home and orphanage, the property carries a history of community service and functionality. A commercial fire safety system is installed throughout for added safety and peace of mind. Conveniently located near downtown Beckley and Interstate 77/64, the property provides easy access to shopping, dining, schools, and medical facilities. Recent updates include a new upper-level furnace, updated main-level floor furnace, updated electrical and plumbing systems, new water heater, new range and refrigerator, new flooring, fresh interior paint, and updated bathrooms. The B1 zoning offers excellent flexibility for residential or commercial use. The property could potentially be converted into a duplex or up to a four-unit property, subject to local approval. Possible commercial uses may include a daycare, small school, office, or similar business opportunity. Exterior improvements include a large parking area, additional driveway access, partially fenced backyard, gazebo, and storage building. With multiple potential uses and extensive updates already completed, this property presents a unique opportunity for an owner-occupant, investor, or business owner. Sellers are related to listing agent.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
7/10
Park Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Bathroom,High Ceilings
  • Finished area below ground: 0
  • Finished area above ground: 2,850

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,850
  • Total interior livable area: 2,850 sqft

Property

Details

  • Parcel number: 4101003101050000

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 0.40 ac

Parking

  • Parking features: Asphalt,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$140$1,680
Property Taxes $67$804
Electricity $295$3,543
Total$1,336$16,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,805/yr
40% on housing$40,080/yr
45% on housing$35,626/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 25801$87
Raleigh County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 25801$105
Raleigh County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Listed for rent$1,800
2026-05-15Listed for sale$165,000
2024-09-09Listing removed$2,000
2024-08-14Listed for rent$2,000
2024-06-07Listing removed--
2024-05-28Price change$2,000
2024-05-21Listed for rent$1,200
2017-09-18Sold$25,000
2017-08-26Listed for sale$34,500

For Sale by Agent

AgentKathy Zaferatos
BrokerageZAFERATOS REAL ESTATE & APPRAISAL

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