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88 S Railroad Avenue, Carlton, GA, 30627

4beds
2baths
3,246sqft
$350,000
$108price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

Historic charmer on 1.36 acres in Carlton, Ga. So much potential! Wraparound porch, large rooms, grand staircase, city water, minutes to Athens, I85, Elberton and shopping. Small town living at its best. Come make this your forever home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Comer Elementary SchoolGrades K-54.8 mi
4/10
6/10
Madison County High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Rustic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Range
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Area,Entrance Foyer,Main Level Primary

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,246 sqft

Primary Bathroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 0106 017 01
  • Special condition: Standard

Features

  • Patio & porch: Wrap Around
  • Horses can be raised: Yes

Lot

  • Lot size: 1.36 Acres

Parking

  • Parking features: Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Drought
Hail
Hurricane
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$179$2,148
Property Taxes $215$2,580
Electricity $315$3,784
Total$2,478$29,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 30627$180
Madison County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 30627
Madison County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$320,000
2025-12-12Price change$350,000
2025-10-03Price change$370,000
2025-09-10Price change$375,000
2025-05-15Listed for sale$380,000
2022-09-30Sold$320,000
2022-08-18Pending sale$320,000
2022-08-16Price change$320,000
2022-07-20Price change$349,000
2022-06-21Price change$379,000
2022-05-10Price change$399,000
2022-04-21Listed for sale$405,000
2022-03-30Pending sale$405,000
2022-03-24Price change$405,000
2022-03-18Listed for sale$440,000
2019-04-23Sold$40,000
2012-09-21Sold$91,000

For Sale by Agent

AgentDeborah Burdette
BrokerageBurdette Realty

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