427 E Oak St, Watseka, IL, 60970
About This Home
This is a special property in town, there is a two bedroom, one bath home with full basement on large lot close to down town and has a two car plus heated shop behind the home, the home has all hardwood floors, ne bathroom and new kitchen in the home there is two mini splits in the home to heat and cool the entire home, double driveway and more. The whole house has been painted inside and out. This is a as/is sale
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 10X12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 0
- Total interior livable area: 888 sqft
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 176
- Dimensions: 11X16
Living Room
- Level: Main
- Area: 208
- Dimensions: 13X16
Master Bedroom
- Level: Main
- Area: 132
- Dimensions: 12X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 19333510050000
- Zoning: SINGL
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 8,500 sqft
- Lot size dimensions: 85X100
Parking
- Total spaces: 6
- Parking features: Gravel,Yes,Garage Owned,Detached,Off Street,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $366 | $4,392 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $90 | $1,080 |
| Electricity | $130 | $1,569 |
| Total | $659 | $7,908 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $59,900 |
| 2025-09-18 | Listed for sale | $65,000 |
| 2025-09-12 | Pending sale | $65,000 |
| 2025-08-15 | Listed for sale | $65,000 |
| 2023-05-19 | Sold | $20,000 |
| 2023-05-02 | Pending sale | $29,900 |
| 2023-04-17 | Price change | $29,900 |
| 2023-04-01 | Price change | $32,400 |
| 2023-03-10 | Price change | $34,900 |
| 2023-02-07 | Price change | $37,400 |
| 2023-01-12 | Listed for sale | $39,900 |
View on Zillow