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116 Seminole Ln, Loda, IL, 60948

3beds
2baths
1,322sqft
$116,300
$88price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Totally remodeled 1 story 3 bedrm 2 bath with 2 car detached garage that comes with all the fun of lake living. This all redecorated home is affordably priced for the conventional home buyer. There is a second lot to the east of the home that may also be purchased if looking for a larger amount of land. Call an agent today for your private showing........

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,322
  • Total interior livable area: 1,322 sqft

Kitchen

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 54
  • Dimensions: 9X6

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 242
  • Dimensions: 22X11

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 140
  • Dimensions: 10X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 36173300110000
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size dimensions: 108X120X90X120

Parking

  • Total spaces: 2
  • Parking features: Gravel,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $588$7,056
Home Insurance *$127$1,524
Property Taxes $145$1,740
Electricity $130$1,569
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 60948$162
Iroquois County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 60948
Iroquois County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$118,800
2026-03-12Contingent$118,800
2026-03-02Listed for sale$118,800
2025-11-21Listing removed$123,000
2025-05-31Listed for sale$123,000
2024-12-07Listing removed$124,000
2024-10-11Price change$124,000
2024-06-10Listed for sale$125,000
2024-06-05Listing removed--
2024-03-13Listed for sale$125,000
2024-03-08Pending sale$125,000
2024-03-05Listed for sale$125,000

For Sale by Agent

AgentRonald Lenington
BrokerageLenington Realty

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