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16098 Knifley Rd, Columbia, KY, 42728

2beds
2baths
1,765sqft
$800,000
$453price/sqft
$5,800/moest. monthly cost
$232,000/yrincome needed

About This Home

Located in Adair County, this 102± acre property offers a combination of agricultural production, rural living, and recreational opportunities. The property is located at 16098 Knifley Rd and includes approximately 2,000 feet of road frontage along both sides of Knifley Road, providing multiple access points and convenient entry for farm equipment, livestock operations, and general property access. The farm is currently operated as a working cattle farm and is set up to support livestock and hay production. The acreage is fenced and cross fenced to allow for pasture rotation and livestock management. Portions of the property were previously used for row crop production and are currently maintained in hay production, providing open ground suitable for grazing and agricultural use. A year round creek flows through the property and serves as a natural water source. In addition, a stocked pond provides another water feature on the farm. Approximately 30 acres consist of wooded ground that has not been timbered in many years. This wooded area adds diversity to the property and provides wildlife habitat. Deer and turkey are commonly observed on the farm. The mix of open fields, timber, and water sources supports wildlife movement across the property. The property includes a residential structure of approximately 1,764 square feet with two bedrooms and one and one half bathrooms. The home also includes a partial unfinished basement that provides additional storage or workspace. The residence offers an on site living option for farm operations or rural living. Additional improvements include a 30 x 52 shop with electric service, water, and a wood stove. There is also a barn, corn crib, and a 96 foot hoop barn that can be used for equipment storage, hay storage, or livestock shelter. Livestock infrastructure includes a paved feeding pad, loading chute, and two automatic livestock waterers. This Adair County property offers a mix of productive farmland, agricultural infrastructure, timber, and water resources in South Central Kentucky. Buyers interested in livestock production, hay operations, recreational land, or rural property ownership may find the combination of features suitable for a variety of uses. Please contact Land Specialist Dane Driscoll for a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
4/10
Adair County High SchoolGrades 9-1215.2 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Range/Oven,Electric Range,Range Hood,Refrigerator,Smooth Top Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Area: 325

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Walls (Dry Wall),Eat-in Kitchen
  • Window features: Replacement Windows,Drapes
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,765
  • Total interior livable area: 1,765 sqft

Kitchen

  • Features: Pantry,Tile Counters

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 105000001002

Features

  • Levels: One and One Half
  • Patio & porch: Covered Front Porch
  • Exterior features: Mature Trees
  • Fencing: Barbed Wire
  • Waterfront features: Creek,Pond(s),Year Round,Pond
  • Waterbody name: None

Lot

  • Lot size: 102 Acres
  • Features: County,Farm

Parking

  • Total spaces: 4
  • Parking features: Detached,Heated Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$795$9,540
Property Taxes $806$9,672
Electricity $154$1,850
Total$5,800$69,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,857/yr
40% on housing$174,000/yr
45% on housing$154,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 42728$146
Adair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 42728
Adair County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$800,000
2026-03-13Listed for sale$1,000,000

For Sale by Agent

AgentDane Driscoll
BrokerageWhitetail Properties Real Estate, LLC

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