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309 E Texas Ave, Ruston, LA, 71270

2beds
1baths
1,346sqft
$132,900
$99price/sqft
$986/moest. monthly cost
$39,440/yrincome needed

About This Home

Charming older home features 2 bedrooms, 1 bath. Great investment property or first time home buyer.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
I.A. Lewis SchoolGrades 61.2 mi
8/10
Ruston High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1932

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Washer/Dryer Connect

Bedroom

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Single Pane,None Stay
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,346 sqft

Kitchen

  • Level: First
  • Area: 90

Living Room

  • Level: First
  • Area: 140

Master Bedroom

  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 24183247187
  • Zoning: Residen
  • Zoning description: Residen

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 9,147 sqft
  • Features: Landscaped,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Hard Surface Drv.
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Heat Wave
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $672$8,064
Home Insurance *$117$1,404
Property Taxes $50$600
Electricity $147$1,773
Total$986$11,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,805/yr
40% on housing$29,580/yr
45% on housing$26,293/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 71270$146
Lincoln Parish$153

vs Homes Sold Last Month

Median $/sqft

ZIP 71270$143
Lincoln Parish$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for rent$850
2026-03-10Listed for sale$132,900

For Sale by Agent

AgentDawn Allen
BrokeragePropertuity Realty

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