




107 Garden Ln, Starkville, MS, 39759
About This Home
Highly sought after neighborhood! Don't miss this 2BR/2BA home at 107 Garden Lane in the Garden District. Walking distance to MSU campus and downtown Starkville! Primary bath redone in 2024 with new shower, plantation shutters throughout added in 2025, all appliances remain, new roof in 2019 are just a few of the many upgrades. HOA applies and no rentals are allowed. Location, location, location!!!
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Conventional
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Disposal,Dishwasher,Cooking Unit Details,Cooking Unit
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Thermopane
- Flooring: Hardwood,Tile
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,196
- Total interior livable area: 1,196 sqft
Property
Details
- Parcel number: ppin 001528 101D00259.00
Features
- Patio & porch: Patio,Porch
- Waterfront features: None
Lot
- Lot size dimensions: Irregular
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Oktibbeha County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $244 | $2,928 |
| Electricity | $192 | $2,304 |
| Total | $2,858 | $34,296 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Price change | $425,000 |
| 2026-06-11 | Listed for sale | $445,000 |
