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505 N Grand Street, Willow Springs, MO, 65793

2beds
1baths
1,360sqft
$159,900
$118price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

2 bedroom Brick home in Quiet neighborhoodAll Brick home has attached carport and storage shed. Fresh painted interior with new laminate flooring. Open living plan with large living room and dining room combined. Pass through window between dining and kitchen. Kitchen includes all new appliances: Refrigerator, electric Range, filter hood and Dishwasher. Both bedrooms are spacious. Full tub/shower unit with his/her vanity. Home got a new roof in 2024, has central HVAC system with Natural Gas heat.Nice lot has some mature grass and trees and gentle slope. Close to schools and shopping.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator,Disposal
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,360

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 03903000100700900000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.34 Acres
  • Features: Paved
  • Lot size dimensions: 150 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$144$1,728
Property Taxes $58$696
Electricity $141$1,693
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 65793$146
Howell County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 65793$135
Howell County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$159,900

For Sale by Agent

AgentSolomon Cornelius
BrokerageMonark Realty

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