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305 E Main St, Willow Springs, MO, 65793

3beds
2baths
0sqft
$147,000
--price/sqft
$1,069/moest. monthly cost
$42,760/yrincome needed

About This Home

Located in a thriving neighborhood in walking distance to shopping, restaurants, and stores this property offers seamless combination of convenience and potential. Apartment building features: * Two Bedroom, One bath apartment upstairs. *One Bedroom, one bath on main floor. *One Bedroom, one bath on the main floor. Apartment Building features window units, entire building natural gas heat, and a covered porch. The Triplex Buildings Features: *3 Studio Apartments, with mini splits, and covered patio. Whether you're a seasoned investor or looking to expand your portfolio, this property is ready for you. Listed at $152,000

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1880

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Low/1-2
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Other,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Window features: Aluminum Frames
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Electric,Natural Gas,Other
  • Cooling features: Ceiling Fan(s),Window Unit(s),Other

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 039.030001030006.01000
  • Special condition: Standard

Features

  • Patio & porch: Front Porch

Lot

  • Lot size: 9,570 sqft
  • Lot size dimensions: 87 x 110

Parking

  • Parking features: Assigned,On Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $743$8,916
Home Insurance *$132$1,584
Property Taxes $53$636
Electricity $141$1,693
Total$1,069$12,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,651/yr
40% on housing$32,070/yr
45% on housing$28,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 65793$146
Howell County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 65793$135
Howell County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-10Listed for sale$152,000
2025-05-11Pending sale$152,000
2025-05-08Price change$152,000
2025-01-20Listed for sale$169,900

For Sale by Agent

AgentNatalie Chatman
BrokerageMissouri Home Realty

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