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106 Virginia St, Sophia, WV, 25921

1beds
1baths
800sqft
$31,900
$40price/sqft
$374/moest. monthly cost
$14,960/yrincome needed

About This Home

This 800 square foot single family home has 1 bedrooms and 1.0 bathrooms. This home is located at 106 Virginia St, Sophia, WV 25921.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Ridgeview ElementaryGrades PK-51.2 mi
6/10
1/10
Independence High SchoolGrades 9-121.7 mi

Construction

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 4110000200650000

Lot

  • Lot size: 8,712 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $161$1,932
Home Insurance *$19$228
Property Taxes $13$156
Electricity $181$2,178
Total$374$4,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,822/yr
40% on housing$11,220/yr
45% on housing$9,973/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 25921$39
Raleigh County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 25921$67
Raleigh County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-27Sold$27,000
2025-08-26Price change$29,000
2025-08-11Price change$29,900
2025-02-11Price change$31,900
2025-01-29Listed for sale$32,900

For Sale by Agent

AgentOak Hall

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