See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

416 Summit St, Sophia, WV, 25921

2beds
1baths
888sqft
$49,000
$55price/sqft
$478/moest. monthly cost
$19,120/yrincome needed

About This Home

Investors Special! With a little TLC this 2 bedroom 1 bath home would make a great rental. Or if you're looking for a quaint home to put your own DIY special touch on, this would be the perfect place for you. It has arched doorways, a huge eat in kitchen, a spacious living room, original hardwood floors, & plenty of storage in the attic. Outside there are 2 covered porches to relax on & enjoy the quiet country setting. There are 2 lots, one cleared & the other perfectly wooded for privacy. Plenty of parking as well!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
1/10
Independence High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Connection

Bedroom1

  • Area: 140.4

Bedroom2

  • Area: 110.21

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Bathroom,Ceiling Fan(s)
  • Window features: Blinds
  • Finished area below ground: 0
  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Natural Gas,Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 888
  • Total interior livable area: 888 sqft

Kitchen

  • Area: 259.16

Living Room

  • Area: 194.34

Property

Details

  • Parcel number: 4110000400270000

Features

  • Patio & porch: Covered
  • Exterior features: Garden

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: .44

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$30$360
Property Taxes $20$240
Electricity $181$2,178
Total$478$5,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,388/yr
40% on housing$14,340/yr
45% on housing$12,746/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 25921$36
Raleigh County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 25921$67
Raleigh County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$67,000
2025-12-22Listed for sale$75,000

For Sale by Agent

AgentAshley Henderson
BrokerageBETTY J. MOORE & ASSOCIATES

Similar Homes