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115 N Harlin Drive, West Plains, MO, 65775

5beds
2baths
1,550sqft
$219,500
$142price/sqft
$1,551/moest. monthly cost
$62,040/yrincome needed

About This Home

Step into timeless elegance with this beautifully preserved Tudor-style rock home, full of historic charm and character. With 5 bedrooms and 1.5 bathrooms, this home offers abundance of space for family living, entertaining or an at home office, and it has an unfinished basement. Featuring classic stone masonry and a steep graded roof. This home is a rare gem that blends old-world craftmanship with everyday comfort. Outside, the mature trees and landscaped yard offer privacy and curb appeal, while the rock facade adds beauty and strength. The roof and heat pump were replaced in 2017. This home has a 1 car detached garage and a storage shed with electric. It is with-in walking distance to MSU, People's Park and the Historic Downtown.Home has wood floor under the carpet.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
5/10

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Water Softener Owned,Refrigerator,Electric Water Heater,Disposal

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Living Room,Blower Fan,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Heat Pump,Central,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 15402000403500900000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 57.5 x 125

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,109$13,308
Home Insurance *$221$2,652
Property Taxes $80$960
Electricity $141$1,693
Total$1,551$18,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,177/yr
40% on housing$46,530/yr
45% on housing$41,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 65775$141
Howell County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 65775$118
Howell County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-08Price change$229,500
2025-09-22Listed for sale$249,900

For Sale by Agent

AgentTeresa Cockrum
BrokerageMonark Realty

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