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408 Walnut Street, West Plains, MO, 65775

2beds
1baths
1,076sqft
$54,900
$51price/sqft
$493/moest. monthly cost
$19,720/yrincome needed

About This Home

Investor special! Cute 2 bedroom, 1 bath home with an attached carriage house offering endless possibilities. The carriage house provides two additional rooms that could easily be converted into a charming guest house, office space, or studio. The main home features original hardwood flooring and a brand new roof. Conveniently located within walking distance to the historic Downtown West Plains Square and the West Plains Civic Center.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
5/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,076

Heating & Cooling

  • Heating features: Ventless,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 1,076 sqft

Property

Details

  • Parcel number: 15802800201600400000

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Ice Storm
Winter Weather
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$55$660
Property Taxes $20$240
Electricity $141$1,693
Total$493$5,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,902/yr
40% on housing$14,790/yr
45% on housing$13,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 65775$143
Howell County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 65775$118
Howell County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$54,900
2026-06-02Listed for sale$59,900
2026-03-24Pending sale$59,900
2026-03-13Listed for sale$59,900

For Sale by Agent

AgentRachel McDonald
BrokerageKeller Williams Local

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