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109 Secondary Rd, Mount hope, WV, 25880

3beds
1baths
1,066sqft
$129,000
$121price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

Move-in ready, cottage-style home blending classic charm with thoughtful updates. The spacious layout includes a finished attic level that provides valuable flex space, including one of the bedrooms, making it easy to accommodate guests, a home office, or hobbies. The large country kitchen offers plenty of room for cooking and gathering, while the oversized bathroom is designed with separate vanity and bath areas to help multiple people get ready at the same time. Start your day with a cup of coffee or unwind in the evening on the covered screened porch.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Bradley Elementary SchoolGrades PK-52.3 mi
5/10
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Connection

Bedroom1

  • Area: 176.89

Bedroom2

  • Area: 169

Bedroom3

  • Area: 120.15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 174.23

Features

  • 1st Floor Bedroom,1st Floor Bathroom,Sun Room
  • Finished area below ground: 0
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,066
  • Total interior livable area: 1,066 sqft

Kitchen

  • Area: 155.89

Living Room

  • Area: 164.92

Property

Details

  • Parcel number: 4111008A00260001

Features

  • Patio & porch: Covered

Lot

  • Lot size: 7,274 sqft
  • Lot size dimensions: 0.167

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$190$2,280
Property Taxes $259$3,108
Electricity $181$2,178
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 25880$51
Raleigh County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 25880$94
Raleigh County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$129,000
2026-02-21Listing removed--
2025-11-12Listed for sale$135,000
2024-06-22Listing removed--
2024-03-24Listed for sale$109,000
2022-08-22Sold$20,000
2022-05-06Listed for sale$24,999
2008-11-26Sold$8,000

For Sale by Agent

AgentJosh Harold
BrokerageWV MOUNTAINEER REAL ESTATE

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