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205 Mill Isle, North Platte, NE, 69101

1beds
1baths
420sqft
$290,000
$690price/sqft
$2,190/moest. monthly cost
$87,600/yrincome needed

About This Home

CHARMING CABIN. LAKEFRONT. ABUNDANCE OF STORAGE. seller has maximized every inch of this charming cabin creating a comfortable & functional summer retreat. 3/4 bath w/hooks for drying lake swimsuits! Space saving features like an all-in-one washer/dryer & microwave/convection oven combo. Outside is additional storage & RV electric & water hookups so friends can join you! Properties like this rarely become available. Spend your summers relaxing by the water & making unforgettable memories! Enjoy the sunsets

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Lake Maloney SchoolGrades PK-51.5 mi
5/10
Adams Middle SchoolGrades 7-86.9 mi
1/10
North Platte High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: More Than 61
  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Off Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Dining Room

  • Features: Kitch/Din Combo

Features

  • Window features: Window Coverings

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Kitchen

  • Features: Refrigerator,Microwave,Pantry,Eat-in Kitchen

Living Room

  • Features: Slidng Gls Drs

Property

Details

  • Parcel number: 0088470.00

Features

  • Patio & porch: Covered
  • Exterior features: Storage
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size dimensions: IRR

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Drought
Strong Wind
Tornado
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance $377$4,524
Property Taxes $223$2,676
Electricity $124$1,493
Total$2,190$26,280

Income You'd Need if You Spent...

35% on housing$75,085/yr
40% on housing$65,700/yr
45% on housing$58,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 69101$122
Lincoln County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 69101$134
Lincoln County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$290,000
2026-03-14Listed for sale$300,000
2025-12-25Listing removed$400,000
2025-06-25Listed for sale$400,000
2025-05-31Listing removed$400,000
2025-02-27Listed for sale$400,000
2010-05-18Sold$81,000

For Sale by Agent

AgentTeam Golden X 2
BrokerageCOLDWELL BANKER PREFERRED GROUP

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