113 W Baumgardner Ave, Rural Retreat, VA, 24368
About This Home
Step back in time while enjoying modern updates in this beautiful Southern farmhouse located in a small town rich with history and character. Offering over 3,000 square feet of living space, this spacious 5-bedroom, 2.5-bath home blends timeless craftsmanship with thoughtful improvements. Inside, you'll find original hardwood floors and classic fireplace mantles that showcase the home's historic charm. Large rooms and high ceilings create an inviting atmosphere perfect for family living or entertaining. The bright sunroom is the perfect place to relax with morning coffee or enjoy the changing seasons. Major updates provide peace of mind, including a new roof, newer HVAC system, Vinyl siding and new windows. Outside, the property features a two-car detached garage and a unique lot that runs from street to street, offering excellent access, privacy, and possibilities for outdoor living or gardening. If you're looking for a home with character, space, and history, this Southern farmhouse is a rare opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1857
Materials
- Roof: Metal,Shingle
- Construction materials: Vinyl Siding,Plaster
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
Basement
- Area: 225
Basement
- Has basement: Yes
Bathroom
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Newer Paint,Other
- Window features: Insulated Windows,Tilt Window(s),Vinyl,Window Treatments
- Flooring: Vinyl,Wood
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,049
Heating & Cooling
- Heating features: Baseboard,Forced Air,Heat Pump,Natural Gas
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 3,049
- Total interior livable area: 3,049 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 05100000000222
- Zoning: R
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: See Remarks
- Fencing: None
- Water view: None
- Waterfront features: None
Lot
- Lot size: 0.67 Acres
- Features: Cleared,Level
Parking
- Total spaces: 2
- Parking features: Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Drought
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,261 | $15,132 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $103 | $1,236 |
| Electricity | $293 | $3,524 |
| Total | $1,781 | $21,372 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $259,500 |
| 2026-03-06 | Listed for sale | $275,000 |
View on Zillow