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14 Riverview Ave, Buffalo Junction, VA, 24529

1beds
1baths
1,152sqft
$209,900
$182price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Lakefront Living on Kerr Lake/Buggs Island! Discover a rare opportunity to own a secluded lakefront retreat on beautiful Kerr Lake/Buggs Island. This unique property includes both a cozy bunkhouse-style cabin and a singlewide mobile home - each ready for immediate use. Whether you're searching for a permanent residence, a peaceful vacation getaway, a fishing cabin, or two separate short-term rental opportunities, this property offers incredible flexibility. The cabin features gas log heat and window-unit cooling, while the mobile home offers a central forced-air electric furnace and window A/C units for comfort in all seasons. A dock permit is included that can be relinquished to the owner and reapproved through the U.S. Army corps of engineers , allowing you to install your own floating dock and enjoy direct access to the lake. Move right in and enjoy lake life as-is, or customize the open layout to create your dream lake house. This hidden gem is your chance to experience the tranquility and adventure of lakeside living on one of Virginia's most beloved bodies of water. Schedule your tour today and let's make this lakefront retreat yours! Some photos may be digitally enhanced. Information taken from tax assessment and/or seller. Buyer/Buyer Agent to verify. Listing agent is related to owners.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1994

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedroom1

  • Level: U

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Eat In Kitchen

  • Level: E

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Other - See Remarks
  • Cooling features: Other - See Remarks

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Living Room

  • Level: E

Property

Details

  • Parcel number: 11430
  • Zoning: Other

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: River or Other

Lot

  • Lot size: 0.49 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$68$816
Property Taxes $60$720
Electricity $202$2,433
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 24529$149
Mecklenburg County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 24529
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$225,000
2026-03-13Price change$240,000
2026-02-19Price change$265,000
2025-10-09Listed for sale$279,000
2025-09-01Listing removed$289,900
2025-01-31Price change$289,900
2024-08-05Listed for sale$300,000

For Sale by Agent

AgentALBERT RICHARD SARVER
BrokerageSARVER PROPERTIES LLC

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