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658 Ferry Hill Trl, Clarksville, VA, 23927

3beds
3baths
1,568sqft
$424,999
$271price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

LAKE HOUSE-- LIKE NEW --WITH DEEP WATER SHARED DOCK-- ONE-LEVEL HOME--MOVE-IN READY!! FURNISHED--MINUTES FROM THE TOWN OF CLARKSVILLE TRAVELING BY LAND OR LAKE---This is a rare opportunity to live in a beautiful lakefront neighborhood, enjoy the amenities and all that come with Lake Country--Kerr Lake--boating, fishing, kayaking, swimming, hiking, biking, hunting, downtown festivals, activities, local wineries, and endless entertainment. The home offers the perfect setting with open floor plan, one floor living, screened front, and back porches, outbuilding with electric, and a dock-slip in a shared 3-slip dock. The dock is just a short golf cart ride to the gorgeous 50,000 acres of sparkling water just waiting for your enjoyment and relaxation. Clarksville offers a variety of shops, dining, worship centers, medical clinics, and entertainment. The home, yard, and dock are well maintained and waiting for your move. The community has a playground and shelter for family enjoyment and gatherings. Just a few minutes from the "Splash Pad" at Occoneechee State Park. Call today for a tour!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Roof: 1-5,Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: 1st Floor Laundry,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Heat Pump

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • 1st Floor Bedroom,Ceiling Fan(s),High Speed Internet
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,568

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 26240
  • Zoning: R1

Features

  • Patio & porch: Back,Covered,Deck,Front,Porch,Screened
  • Has view: Yes
  • View description: Neighborhood,Woodlands
  • Waterfront features: Shared Dock
  • Waterbody name: Kerr Lake
  • Living area range: 1401-1600 SqFt

Lot

  • Lot size: 0.68 Acres
  • Features: Under 1 Acre

Parking

  • Parking features: No Garage,No Carport,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$142$1,704
Property Taxes $122$1,464
Electricity $202$2,433
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 23927$210
Mecklenburg County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 23927
Mecklenburg County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$450,000

For Sale by Agent

AgentJoanne Rogers
BrokerageRogers Realty, LLC

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