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280 Fox Trot Ln, Murphy, NC, 28906

2beds
2baths
1,064sqft
$369,000
$347price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

If you've been searching for that hard-to-find mountain cabin that feels just right the moment you pull into the driveway, this may be the one. Nestled among towering hardwoods and surrounded by beautifully maintained landscaping, this immaculate one-level cabin offers the perfect blend of comfort, privacy, and easy living. A paved road leads all the way to the property, where a circular driveway welcomes you home. The grounds are absolutely pristine, with manicured plantings, lush greenery, and a setting that feels peaceful and established without being difficult to maintain. Step onto the full-length covered front porch and you'll immediately appreciate the inviting outdoor living space. Inside, the home opens into a spacious great room featuring soaring wood ceilings, warm wood finishes, abundant natural light, and a beautiful stone fireplace that anchors the living area. The open-concept design creates an easy flow between the living room, dining area, and kitchen, making the home feel both comfortable and surprisingly spacious. The kitchen offers generous cabinetry, ample workspace, and great connection to the main living areas, making it ideal for everyday living or entertaining family and friends. The thoughtfully designed floor plan features 2 bedrooms and 2 full baths, including a private primary suite complete with its own bath and a wonderful enclosed porch/sunroom overlooking the wooded surroundings--a perfect spot for morning coffee, reading, or simply enjoying the sights and sounds of nature year-round. Additional outdoor living space includes an open side deck, giving you multiple places to relax and enjoy the peaceful mountain setting. Lovingly maintained inside and out, this property showcases true pride of ownership at every turn. Whether you're looking for a full-time residence, mountain getaway, or retirement retreat, you'll appreciate the combination of privacy, easy access, one-level living, and a location that puts you close to everything.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ranger Elementary/MiddleGrades PK-51.5 mi
7/10
6/10
Hiwassee Dam HighGrades 9-126.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer
  • Laundry features: Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Speed Internet
  • Window features: Screens
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 455001467608000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened,Front Porch,Deck,Covered
  • Exterior features: Storage,Garden,Private Yard
  • Has view: Yes
  • View description: Trees/Woods
  • Frontage type: None
  • Topography of land: Level,Sloping,Wooded

Lot

  • Lot size: 0.70 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$136$1,632
Property Taxes $223$2,676
Electricity $200$2,405
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$191
Cherokee County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$349,900
2026-06-04Listed for sale$369,000
2020-08-05Sold$179,900
2020-07-02Pending sale$179,900
2020-06-23Price change$179,900
2020-03-18Listed for sale$184,900
2006-06-09Sold$152,000
2005-10-11Sold$25,000

For Sale by Agent

AgentSpies Team
BrokerageCarolina Mountain Homes

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