See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

801 Village Rd, Murphy, NC, 28906

3beds
4baths
1,787sqft
$545,500
$305price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

Welcome to 801 Village Road, where lake life dreams come true! Tucked inside the gated community of Bear Paw, this 3-bedroom, 3.5-bath getaway isn't just a house—it's your ticket to fun on the shores of Lake Hiawassee. The Bear Paw Community has it all: a private marina for your boat days, a sparkling pool for lazy afternoons, tennis courts when you're feeling competitive, and even an event pavilion where the neighbors actually gather (and you'll want to join them!). Step inside and you'll find a fresh, stylish renovation with a kitchen that begs for family breakfasts, hardwood floors that shine, a stacked-stone fireplace perfect for chilly nights, and giant picture windows that frame the beauty outside. Need space to work or play? One of the three bedrooms is already set up as an office—or maybe a hobby room, yoga studio, or game den. But let's be honest, you'll spend most of your time outdoors. Picture yourself sipping coffee on the porch, soaking in the hot tub under the stars, or hosting friends for summer cookouts. The paved driveway makes life easy, the 2-car garage keeps toys tucked away, and yes—the yard is already fenced for your pup. Did we mention the brand-new HVAC? Or that it's fully furnished and totally move-in ready? Bring your swimsuit, bring your fishing pole, and bring your sense of adventure—because this home is ready to deliver the lake lifestyle you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Hiwassee Dam HighGrades 9-124.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Chalet
  • Property subType: Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Pantry,Primary on Main,Wood Ceiling(s),Satellite Internet
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,787
  • Total interior livable area: 1,787 sqft

Property

Details

  • Parcel number: 455407670793000
  • Zoning description: Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Patio,Porch
  • Has spa: Yes
  • Spa features: Heated,Bath
  • Fencing: Chain Link
  • Waterfront features: Lake Access,Lake Privileges

Lot

  • Lot size: 0.70 Acres
  • Features: Less than 1 Acre
  • Lot size dimensions: .7

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage Double Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Ice Storm
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,758$33,096
Home Insurance *$201$2,412
Property Taxes $510$6,120
Electricity $200$2,405
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 28906$189
Cherokee County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28906
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$590,000
2025-09-18Listed for sale$599,900
2020-03-06Sold$212,000
2020-02-18Pending sale$229,000
2019-11-23Price change$229,000
2019-10-16Price change$235,000
2019-05-08Price change$239,000
2019-02-27Price change$249,000
2018-11-02Price change$259,000
2018-10-05Price change$269,000
2018-06-18Price change$245,000
2018-04-20Listed for sale$260,000
2005-08-16Sold$261,000
2005-06-01Sold$256,000

For Sale by Agent

AgentWendy Henson
BrokerageEXIT Realty Mtn View Prop.

Similar Homes