249 Whispering Pine Trl, Murphy, NC, 28906
About This Home
MOTIVATED SELLER - ALL OFFERS WILL BE CONSIDERED. Welcome to this well-appointed and fully furnished home located in the Bear Paw Lakefront community. Every detail invites comfort and relaxation. The open floor plan features vaulted tongue-and-groove ceilings, a beautiful stone fireplace to enjoy on those cool mountain evenings, The heart of the home is a spacious kitchen featuring a sleek breakfast bar that overlooks the inviting living area, ideal for entertaining or simply enjoying a quiet cup of coffee. With the master suite conveniently located on the main floor, complete with a luxurious private bath and a tile walk-in shower, you'll savor the convenience and tranquility. Venture upstairs to find two charming guest rooms, and don't miss the finished lower level, perfect for creating lasting memories with loved ones around the entertainment area and additional sleeping quarters. and full bathroom. Step outside to enjoy the deck area with outdoor fireplace, perfect for parties, relaxing evenings, and taking in the mountain lifestyle. Complete with a 2-car attached garage, this home is ready for you to enjoy from day one. Whether you're looking for a year-round residence, a seasonal escape, or a lucrative vacation rental, this property checks every box. Bear Paw amenities include gated entry, community pool, tennis courts, and clubhouse, all set against the stunning backdrop of nature. Don't miss your chance to own a slice of paradise in this peaceful, amenity-rich lakefront community. Motivated Seller!!!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2010
Materials
- Roof: Shingle
- Construction materials: Frame,Composite
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Ceiling Fan(s),Entrance Foyer
- Window features: Insulated Windows
- Flooring: Wood,Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Vented,Gas Log,Wood Burning,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 455410469203000
Features
- Levels: Three Or More
- Stories: 3
- Pool features: Community
- Patio & porch: Front Porch,Deck,Covered
- Exterior features: Storage,Private Yard
- Has view: Yes
- View description: Trees/Woods
- Frontage type: Road
- Topography of land: Sloping
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $551 | $6,612 |
| Electricity | $251 | $3,017 |
| Total | $3,866 | $46,392 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $555,000 |
| 2026-07-26 | Price change | $565,000 |
| 2026-06-04 | Price change | $575,000 |
| 2026-03-18 | Listed for sale | $589,900 |
| 2025-12-01 | Listing removed | $619,000 |
| 2025-07-23 | Price change | $619,000 |
| 2025-05-22 | Listed for sale | $639,000 |
| 2009-12-23 | Sold | $37,500 |
| 2007-11-21 | Sold | $12,500 |
| 2005-05-23 | Sold | $5,000 |
For Sale by Agent
View on Zillow