81 Hill St, Murphy, NC, 28906
About This Home
This adorable remodeled bungalow is available today for you to finish with your own final touches. It has brand new siding, new roof, new cabinets, new flooring just need some closet doors and a few other little things. Walk to town and enjoy the ball Parks very close by, next the river and to a gym and walk to everything that downtown Murphy has to offer. You will love this location!!! The yardwork is minimal. A perfect for a starter home. Or design into the most shabby chic rental. A great investment opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Residential
Interior
Appliances
- Appliances included: Range,Washer,Dryer,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),High Speed Internet
- Window features: Insulated Windows
- Flooring: Luxury Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Mini-Split
- Cooling features: Mini-Split
Interior Area
- Total structure area: 780
- Total interior livable area: 780 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 459211673009000
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Fire Pit
- Has view: Yes
- View description: Year Round
- Frontage type: Road
- Topography of land: Rolling
Lot
- Lot size: 8,276 sqft
Parking
- Parking features: On Street,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,309 | $15,708 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $156 | $1,872 |
| Electricity | $200 | $2,405 |
| Total | $1,760 | $21,120 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $255,000 |
| 2026-06-29 | Price change | $259,000 |
| 2026-06-18 | Price change | $264,000 |
| 2026-05-19 | Listed for sale | $269,000 |
| 2021-05-26 | Sold | $93,000 |
| 2021-03-03 | Pending sale | $92,900 |
| 2021-01-18 | Price change | $92,900 |
| 2020-12-06 | Listed for sale | $97,900 |
View on Zillow