




628 Madison Ln, Brasstown, NC, 28902
About This Home
There are mountain homes...and then there are homes that leave you speechless. Perfectly positioned to capture an extraordinary long-range panorama of the Blue Ridge Mountains, this custom-designed mountain retreat was built to bring the outdoors in. From the moment you step through the front door, soaring ceilings and an impressive wall of windows frame a view that changes with every sunset, every passing cloud, and every season. The heart of the home is an expansive great room where natural light pours through floor-to-ceiling glass, highlighting warm wood finishes, wide-open living spaces, and a stunning floor-to-ceiling stone fireplace. The adjoining kitchen was thoughtfully designed for gathering, featuring beautiful custom cabinetry, granite countertops, stainless appliances, abundant workspace, and a large center island that naturally becomes the place where everyone gathers. Just beyond, the dining area enjoys mountain views that make every meal feel a little more special. The spacious main-level primary suite is a peaceful retreat of its own, offering generous closet space and private access to the covered deck where your morning coffee comes with a front-row seat to the mountains. Also on the main level are a convenient laundry room and powder room, making everyday living both comfortable and practical. Upstairs, you'll find an additional bedroom, a full bath, office and a separate living area that offers wonderful flexibility for guests, hobbies, or additional gathering space. The finished walk-out terrace level expands the home's versatility with a welcoming den, bonus room, full bath, basement garage, and direct access to an expansive lower deck complete with a hot tub--the perfect place to unwind beneath the stars after a day of exploring the mountains. The covered back deck feels like an extension of the great room, complete with its own stone fireplace and panoramic views stretching for miles across the mountains and valleys of Western North Carolina
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2013
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet,Modern
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Partial,Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 3
- Partial bathrooms: 1
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Wood,Entrance Foyer,High Speed Internet
- Flooring: Wood,Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Vented,Gas Log,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Heat Pump,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 540902961225000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Deck,Covered
- Has view: Yes
- View description: Mountain(s)
- Frontage type: Road
- Topography of land: Sloping,Rolling
Lot
- Lot size: 1.22 Acres
Parking
- Parking features: Garage,Basement,Asphalt
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $408 | $4,896 |
| Property Taxes | $523 | $6,276 |
| Electricity | $279 | $3,353 |
| Total | $5,755 | $69,060 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $899,000 |
