284 Smokeford Rd, Murphy, NC, 28906
About This Home
HIWASSEE RIVER FRONTAGE IN A QUITE PRIVATE 6 HOME DEVELOPMENT, THE SINGLE ENTRY PAVED ROAD IS PERFECT FOR CHILDREN AND ADULTS - THIS HARD TO FIND HOME RESTS 50' NEXT TO THE PEACEFUL FLOWING RIVER. LIKE BRAND NEW – FULLY RENOVATED WITHIN THE LAST 6 MONTHS! This beautifully updated modern home has been completely transformed inside and out. The exterior features fresh paint, a brand-new roof with 30-year architectural shingles, new 6" gutters with leaf guards, along with 2 new HVAC / Heat Pump system for year-round comfort with new insulated vinyl-clad windows. Inside, you'll find fresh paint throughout, all-new flooring, and updated plumbing with modern fixtures in both the kitchen, bedrooms, and baths. The bright, open floor plan is filled with natural light and designed for easy living and entertaining. The spacious kitchen showcases new granite countertops and all-new SAMSUNG BESPOKE appliances, flowing seamlessly into the dining, living, and comfy family room. The family room, with its cozy stone wood-burning fireplace, provides the perfect spot to relax on cool mountain evenings. The main level offers 2 private primary master suites with updated baths, TWO additional bedrooms, and a full bath. A convenient laundry closet includes new SAMSUNG washer and dryer with added cabinets for storage. Step outside to enjoy the covered deck with peaceful river views. The attached TWO-car garage with new steel Cloplay insulated door with insulated windows with a lift master closer and features a separate living area above, complete with two bedrooms and a full bath with a walk-in shower—ideal for guests. Dual balconies offer both river views and front lawn perspectives. The property is complete with a well-maintained yard and fresh landscaping, making this home truly move-in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1991
Materials
- Roof: Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: See Remarks
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Dryer
- Laundry features: Main Level,Laundry Room
Basement
- Basement: Slab
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Wood,Carpet
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,360
- Total interior livable area: 3,360 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 551101253733000
Features
- Levels: One and One Half
- Stories: 1
- Exterior features: Private Yard
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Front
- Waterbody name: Hiwassee River
- Frontage type: River
- Topography of land: Level
Lot
- Lot size: 1.26 Acres
Parking
- Parking features: Garage,Driveway,Gravel
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cherokee County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $350 | $4,200 |
| Property Taxes | $601 | $7,212 |
| Electricity | $312 | $3,755 |
| Total | $6,066 | $72,792 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $999,900 |
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