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258 Mundy Rd, Marble, NC, 28905

1beds
1baths
500sqft
$65,000
$130price/sqft
$605/moest. monthly cost
$24,200/yrincome needed

About This Home

Charming Mountain Retreat in Marble, NC – Unrestricted Property Discover affordable mountain living with this cozy 1-bedroom, 1-bath home situated on approximately 0.16 acres of unrestricted land. This property offers flexibility as a full-time residence, weekend getaway, rental opportunity, or mountain escape. Located in beautiful Cherokee County, this home provides a peaceful setting while remaining convenient to Murphy, Andrews, shopping, dining, and outdoor recreation. Enjoy the freedom of no HOA restrictions and the opportunity to make this property your own. Whether you're looking for a starter home, investment property, or a quiet place to relax, this Marble property offers great potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Murphy ElementaryGrades PK-55.7 mi
5/10
Murphy MiddleGrades 6-84.6 mi
7/10
Murphy HighGrades 9-124.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1972

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Range,Microwave,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 551402673668000

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$25$300
Property Taxes $52$624
Electricity $200$2,405
Total$605$7,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,742/yr
40% on housing$18,150/yr
45% on housing$16,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 28905$152
Cherokee County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 28905
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$65,000

For Sale by Agent

AgentJoey Reid
BrokerageAppalachian Land Company

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