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110 Fisher St, Andrews, NC, 28901

3beds
1baths
1,067sqft
$220,000
$206price/sqft
$1,525/moest. monthly cost
$61,000/yrincome needed

About This Home

1920s Home Near Town This 1920-built home offers a unique opportunity to own a piece of local history just minutes from town. The property features classic hardwood floors, rich wood paneling, and a huge tree in the front yard. Inside, a newly updated shower adds a fresh touch to the bathroom. Windows are updated and vinyl siding. while the rest of the home is ready for your personal vision. Large garage out back for your boat or storage. Plus a shed for extra storage. Whether you're looking for a home for yourself, or invest, this home provides a solid foundation and a prime location close to local shops, schools, and amenities.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Andrews ElementaryGrades PK-50.7 mi
8/10
Andrews MiddleGrades 6-82.1 mi
4/10
Andrews HighGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Mini-Split
  • Cooling features: Mini-Split

Interior Area

  • Total structure area: 1,067
  • Total interior livable area: 1,067 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 555611754618000

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road

Lot

  • Lot size: 0.37 Acres

Parking

  • Parking features: Garage,Driveway (See Remarks)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$83$996
Property Taxes $130$1,560
Electricity $200$2,405
Total$1,525$18,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,285/yr
40% on housing$45,750/yr
45% on housing$40,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 28901$138
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28901
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Listed for sale$220,000

For Sale by Agent

AgentRandy Dockery
BrokerageREMAX Mountain Properties

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