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175 Pine Ridge Dr, Andrews, NC, 28901

3beds
3baths
2,842sqft
$324,800
$114price/sqft
$2,166/moest. monthly cost
$86,640/yrincome needed

About This Home

If you want privacy and BREATHTAKING PANORAMIC MOUNTAIN VIEWS, then this is it! This FURNISHED 3-bedroom, 3-bathroom home sits on four lots totaling about 3 acres in the gated Granny Squirrel community, notable for its charming covered bridge entrance. Tucked away in the woods, this is a peaceful setting with plenty of room to relax, explore, and grow. With over 2,800 square feet, the home has large rooms and a flexible layout. Multiple decks provide the perfect vantage points to soak in the natural surroundings. As you approach the property, you'll first pass the double garage with power, roll-up doors, abundant storage space and a finished loft. Continue on to the home where the views truly take center stage. Step onto the welcoming porch and enter through the convenient mudroom and into the galley kitchen that offers abundant cabinet and counter space, a pantry, and lots of windows. Just beyond the kitchen is the spacious Great Room with large windows that flood the space with light and showcase the spectacular scenery. Adjacent to the Great Room is a cozy living room featuring a vaulted wood ceiling and an impressive floor-to-ceiling stone fireplace. Behind the fireplace, a hallway leads to the spacious Master Suite with lots of closet space, a vanity with makeup mirror, a skylight, and a door to a private deck. The en suite bathroom includes generous cabinet and counter space, double sinks, and washer and dryer connections. A bonus room and guest bathroom complete the main level. Upstairs, a roomy loft overlooks the living space and has a second skylight above the staircase. A nook with built-in shelves, two additional guest bedrooms, and a full bathroom complete the upper level. The lower level has a large recreation room with picture windows framing the mountain views and a door leading out to the porch. While the home does need some TLC, it offers tremendous potential to become a true mountain showplace in a beautiful and private setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Andrews ElementaryGrades PK-53.9 mi
8/10
Andrews MiddleGrades 6-82.4 mi
4/10
Andrews HighGrades 9-123.8 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1975

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Board & Batten Siding,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Trash Compactor,Washer,Electric Water Heater
  • Laundry features: Main Level,Washer/Dryer Connection

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Drywall,Paneling,Primary on Main,Tile Shower/Tub,Vaulted Ceiling(s),Wallpaper,Wood Ceiling(s),Wood Walls
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,842
  • Total interior livable area: 2,842 sqft

Property

Details

  • Parcel number: 557600934125000
  • Zoning description: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck/Patio,Porch
  • Exterior features: Storage
  • Has view: Yes
  • View description: Excellent View,Mountain(s)

Lot

  • Lot size: 2.99 Acres
  • Features: Wooded,1-3 Acres,3-5 Acres
  • Lot size dimensions: 2.99

Parking

  • Total spaces: 2
  • Parking features: Gravel,Garage Double Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Cherokee County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$123$1,476
Property Taxes $137$1,644
Electricity $264$3,176
Total$2,166$25,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,262/yr
40% on housing$64,980/yr
45% on housing$57,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 28901$136
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 28901
Cherokee County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$374,800
2026-03-10Listed for sale$389,800
2025-08-20Listing removed$425,000
2025-07-18Listed for sale$425,000

For Sale by Agent

AgentPoltrock Team
BrokerageReMax Mountain Properties

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