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222 W Mill St, Independence, MO, 64050

4beds
2baths
1,674sqft
$210,000
$125price/sqft
$1,648/moest. monthly cost
$65,920/yrincome needed

About This Home

Completely renovated and move-in ready! This beautiful home features gorgeous quartz countertops and a spacious layout with plenty of living space for relaxing, entertaining, or everyday living. Every detail has been thoughtfully updated, making this home the perfect combination of style, comfort, and convenience. Don’t miss your opportunity to own this turnkey home!

Getting Around

72
WalkingVery Walkable
28
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
Bryant Elementary SchoolGrades PK-50.5 mi
3/10
Bingham Middle SchoolGrades 7-83.1 mi
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Basement

Bedroom1

  • Features: Luxury Vinyl
  • Level: Main

Bedroom2

  • Features: Luxury Vinyl
  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Storm Window(s)
  • Finished area below ground: 800
  • Finished area above ground: 874

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Property

Details

  • Parcel number: 26220040800000000

Lot

  • Lot size: 7,735 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$249$2,988
Property Taxes $197$2,364
Electricity $141$1,693
Total$1,648$19,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,502/yr
40% on housing$49,440/yr
45% on housing$43,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$110
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$210,000
2026-07-10Listed for sale$210,000
2026-07-02Pending sale$210,000
2026-06-26Listed for sale$210,000
2026-05-27Sold--
2025-10-14Sold--
2023-03-31Sold--
2023-02-27Contingent$185,000
2023-02-19Listed for sale$185,000
2023-01-12Contingent$185,000
2022-12-12Price change$185,000
2022-12-06Price change$195,000
2022-11-11Listed for sale$200,000

For Sale by Agent

AgentRoderick Johnson
BrokerageReeceNichols - Lees Summit

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