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431 N Eubank Ave, Independence, MO, 64050

2beds
1baths
875sqft
$156,000
$178price/sqft
$1,260/moest. monthly cost
$50,400/yrincome needed

About This Home

Tucked away with 2 private driveways, this charming home feels like your own little retreat while still being close to everything Independence has to offer. One of the first things you'll notice is the giant front porch, just waiting for a couple of rocking chairs, morning coffee, or relaxing at the end of the day. Step inside and you'll find a home that has been thoughtfully updated with a refreshed kitchen and bathroom, along with a layout that simply feels right. The spaces flow naturally, making the home feel inviting and easy to live in. Whether you're buying your very first home, looking to downsize, or searching for a smart investment property, this one checks all the boxes. It's full of character, move-in ready, and offers that hard-to-find sense of privacy that's rare in town. Come see why this solid house might just feel like home the moment you pull into the driveway.

Getting Around

44
WalkingCar-Dependent
30
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
Bryant Elementary SchoolGrades PK-50.1 mi
7/10
Bridger Middle SchoolGrades 63.6 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Entry

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet
  • Level: First
  • Area: 156

Features

  • Ceiling Fan(s),Pantry
  • Door features: Storm Door(s)
  • Window features: Thermal Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 875

Half Bath

  • Features: Carpet,Shower Over Tub
  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Kitchen

  • Features: Ceiling Fan(s),Pantry,Vinyl
  • Level: First
  • Area: 130

Living Room

  • Features: Carpet,Ceiling Fan(s)
  • Level: First
  • Area: 180

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 26310250400000000

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4,446 sqft
  • Features: City Lot,Corner Lot

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $788$9,456
Home Insurance *$185$2,220
Property Taxes $146$1,752
Electricity $141$1,693
Total$1,260$15,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,200/yr
40% on housing$37,800/yr
45% on housing$33,600/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$111
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$156,000
2024-03-22Sold--
2024-03-19Pending sale$144,900
2024-02-26Contingent$144,900
2024-01-17Price change$144,900
2023-12-29Price change$148,800
2023-11-20Price change$148,900
2023-10-06Listed for sale$149,900

For Sale by Agent

AgentMaeve Hale
BrokerageIron Key Realty

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