640 S Park Ave, Independence, MO, 64052
About This Home
Welcome Home! Step into timeless character and modern comfort in this beautifully maintained 2-story home, over 100 years old and located in the sought-after historic Procter Lawn neighborhood of Independence. From the moment you arrive, you’ll appreciate the inviting covered front porch—the perfect spot to relax with a book, enjoy your morning coffee, or unwind at the end of the day. Inside, classic architectural details blend seamlessly with thoughtful updates. The spacious living room and formal dining room showcase stunning hardwood floors, abundant natural light, and a beautiful staircase that serves as a centerpiece of the home. The updated kitchen offers modern convenience while maintaining the home’s historic charm and features a comfortable eat-in area ideal for casual meals and gatherings. Upstairs, the primary bedroom is truly one of a kind, featuring a breathtaking stone accent wall and enchanting Cinderella-style balcony that creates a private retreat unlike any other. Three additional generously sized bedrooms provide ample closet space and flexibility for family, guests, or a home office. Outside, you’ll find a fenced backyard designed for both relaxation and entertaining, complete with a hot tub for year-round enjoyment. A detached garage adds convenience and additional storage. Rich in character, filled with unique details, and situated in one of Independence’s most beloved historic neighborhoods, this exceptional home offers the perfect blend of historic elegance and everyday livability.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Composition
- Construction materials: Stone & Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Gas Range
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Stone/Rock
Bathroom1
- Features: Ceramic Tiles
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,891
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,891
- Total interior livable area: 1,891 sqft
Kitchen
- Features: Ceramic Tiles
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 26420102100000000
Features
- Patio & porch: Porch
- Fencing: Metal
Lot
- Lot size: 7,458 sqft
- Features: City Limits
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $254 | $3,048 |
| Electricity | $144 | $1,732 |
| Total | $2,091 | $25,092 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Price change | $270,000 |
| 2026-06-20 | Listed for sale | $275,000 |
| 2025-07-09 | Sold | -- |
| 2025-06-15 | Contingent | $320,000 |
| 2025-06-03 | Price change | $320,000 |
| 2025-05-20 | Listed for sale | $325,000 |
| 2021-10-07 | Sold | -- |
| 2021-09-30 | Pending sale | $179,900 |
| 2021-09-29 | Contingent | $179,900 |
| 2021-09-27 | Price change | $179,900 |
| 2021-09-16 | Price change | $182,000 |
| 2021-09-07 | Listed for sale | $185,000 |
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