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415 Stone Mountain Ct, Cresson, TX, 76035

4beds
2baths
2,397sqft
$534,900
$223price/sqft
$3,578/moest. monthly cost
$143,120/yrincome needed

About This Home

Beautiful 4-2-2 home in the Hills of Bear creek subdivision on almost two acres . Open kitchen , living and dining area with granite countertops, custom cabinets , stainless steel appliances, gas cooktop, pretty fireplace and built ins . Spa like master with dual sinks , garden tub, separate shower and large walk in closets. Spacious extra bedrooms . If you don't need a 4th bedroom it will make a great game room or office. Large covered back porch and gazebo to enjoy your morning coffee and the view of your pretty fenced backyard. Call today to schedule an appointment to see this great property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Acton Elementary SchoolGrades PK-511.8 mi
7/10
Acton Middle SchoolGrades 6-810.1 mi
6/10
Granbury High SchoolGrades 9-1214.7 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal

Bedroom

  • Level: First
  • Dimensions: 11 x 14

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 16 x 20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures
  • Flooring: Carpet,Concrete
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,397 sqft

Living Room

  • Level: First
  • Dimensions: 17 x 13

Master Bedroom

  • Level: First
  • Dimensions: 16 x 20

Property

Details

  • Parcel number: R000010424
  • Attached to another structure: Yes
  • Exclusions: minerals

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Wildfire
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$450$5,400
Property Taxes $161$1,932
Electricity $263$3,158
Total$3,578$42,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,674/yr
40% on housing$107,340/yr
45% on housing$95,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 76035$132
Parker County$253

vs Homes Sold Last Month

Median $/sqft

ZIP 76035$246
Parker County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$544,900
2025-09-19Price change$554,900
2025-07-17Price change$559,900
2025-05-21Listed for sale$563,000
2015-11-06Sold--
2005-02-01Sold--

For Sale by Agent

AgentTara Roden
BrokerageFathom Realty LLC

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