202 5th St W, Gardiner, MT, 59030
About This Home
This is absolutely THE MOST charming house on the market right now, right in the heart of Gardiner Montana, where the North Entrance to the celebrated Yellowstone National Park is mere blocks away, and is the ONLY entrance that is open year round! Walking distance to restaurants, convenience stores/gas, grocery store, bank, post office, gift shops, you name it, you can stroll to it from this extremely cool, incredibly quaint, exceptionally comfortable home! With much coveted AMPLE parking to boot. From a delightful front porch, you'll walk into a wonderful foyer, dining area, bright airy kitchen with a great pantry and convenient abundant cupboard storage, cozy and comfy yet spacious living room, one hall going to the main bedroom and bathroom, another roomy hall going to laundry room/mud room, then headed out to the most amazing outside space that is second to none! It lists as 1 bedroom, 1 bathroom, but there is so much more to it than that. With 2 separate lofts for living and sleeping and a 400+ square foot blank slate in the basement for a man cave, gym, office or kid's hangout area. And have I mentioned the outside space!! It is just so spectacular, it truly is something you need to see to believe! Beautiful rock gardens with many different levels where you can "stop and smell the roses" and make each sitting area your own private reflection spot. You will pass by fenced in animal sheds and a chicken coop and towards the top, there is an awesome green house with superb mountain views, where you can grow your own vegetables and herbs and flowers out of the elements. These owners have lovingly and painstakingly placed each rock just SO. To make it the most magical oasis [and the only one if it's kind] in the neighborhood. So much privacy too, while being right in town with too many amenities and conveniences to mention, all within minutes, even seconds of this marvelous joyful place. Please come check this place out while it lasts, which I do not believe will be long!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Metal
- Construction materials: Cedar,Metal Siding,Shingle Siding,Shake Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Vaulted Ceiling(s),Walk-In Closet(s),Wood Burning Stove
- Flooring: Partially Carpeted,Tile
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area above ground: 931
Heating & Cooling
- Heating features: Baseboard,Electric,Stove,Wood,Wall Furnace
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,347
- Total interior livable area: 1,347 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Other
- Level: Main
Property
Details
- Parcel number: 0004674000
- Zoning description: None/Unknown
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch
- Exterior features: Garden,Gravel Driveway,Landscaping
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: None
Lot
- Lot size: 7,840 sqft
- Features: Adjacent To Public Land,Landscaped
Parking
- Parking features: No Garage
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Park County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,826 | $33,912 |
| Home Insurance | $206 | $2,472 |
| Property Taxes | $95 | $1,140 |
| Electricity | $151 | $1,812 |
| Total | $3,278 | $39,336 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $549,000 |
| 2026-08-03 | Listed for sale | $559,000 |
View on Zillow