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4964 Us Highway 89 S, Livingston, MT, 59047

3beds
2baths
2,409sqft
$1,300,000
$540price/sqft
$7,582/moest. monthly cost
$303,280/yrincome needed

About This Home

Open the gates and discover a thoughtfully built and extensively updated 2,409 square foot residence designed for comfortable living with room to expand. The main home offers three bedrooms and two bathrooms and has undergone substantial upgrades, including new wiring, HVAC, plumbing, insulation, membrane, wired smoke detectors, a Culligan water filtration and softening system, new 2x12 treated joists, new wood siding, and updated exterior lighting. The upstairs bathroom features a timeless antique clawfoot tub with waxed walls designed to repel water, blending character and durability. A practical mudroom adds everyday functionality, and the main home enjoys its own dedicated yard space within the larger property. Beyond the primary residence, the property unfolds into a private compound setting with a large overall yard and exceptional flexibility. A separate cottage is fully ready for living and features its own fenced, private backyard along with dedicated storage — ideal for guests, multigenerational living, or supplemental income. Multiple storage units are positioned throughout the property, offering practical solutions for equipment, tools, or seasonal storage. Additional structures further expand the possibilities, including a building ready to be finished as a future cottage or bunkhouse and another detached structure that would make an excellent private office, studio, or workspace for someone wanting to operate a business from home. The property also includes three detached garage spaces, including a heated garage currently used as storage with baseboard heat, an insulated shop, and a covered lean-to for additional storage. There is abundant parking throughout the property, including RV hookups, enhancing the ability to host guests, store recreational vehicles, or create additional income opportunities. This is a rare opportunity to own a private residence with built-in versatility, infrastructure, and room to grow — all behind the gates.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
B A Winans SchoolGrades PK-24.0 mi
7/10
5/10
Park High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Hardwood,Laminate,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,029

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Property

Details

  • Parcel number: 0003001000
  • Zoning description: None/Unknown
  • Special condition: None
  • Exclusions: Light over the diningroom table

Features

  • Levels: Other
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Landscaping
  • Fencing: Log Fence,Perimeter,Split Rail
  • Has view: Yes
  • View description: Farmland,Mountain(s),Rural,Trees/Woods

Lot

  • Lot size: 1.01 Acres
  • Features: Lawn,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Lightning
Winter Weather
Earthquake
Inland Flooding
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Park County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance $467$5,604
Property Taxes $377$4,524
Electricity $165$1,984
Total$7,582$90,984

Income You'd Need if You Spent...

35% on housing$259,954/yr
40% on housing$227,460/yr
45% on housing$202,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 59047$411
Park County$509

vs Homes Sold Last Month

Median $/sqft

ZIP 59047
Park County$321

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,300,000
2020-08-06Sold--
2020-06-02Pending sale$465,000
2020-05-04Listed for sale$465,000
2020-02-07Pending sale$465,000
2019-11-05Price change$465,000
2019-09-12Listed for sale$485,000
2019-08-09Pending sale$485,000
2019-04-17Price change$485,000
2018-08-27Price change$494,000
2018-08-20Price change$495,000
2018-08-13Price change$496,000
2018-08-06Price change$497,000
2018-07-31Price change$498,000
2018-04-10Listed for sale$499,000

For Sale by Agent

AgentTanya Smith
BrokerageInfinite Properties Realty Gro

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