214 Mountain View Dr, Troy, MT, 59935
About This Home
Welcome to a property that feels like its own little world — a peaceful, well-kept two-bedroom home set on 4.80 acres of plush, rolling grass. This well-insulated residence offers comfort in every season, with decks on two sides that invite morning coffee, evening sunsets, and everything in between. A carport on one side provides convenient covered parking, while a cement patio with an awning creates the perfect shaded space for outdoor living. A year-round creek winds through the property, adding movement, sound, and a sense of calm that’s hard to find. Whether you’re watching wildlife wander through or simply enjoying the quiet, the land feels alive in all the right ways. For those who need space to build, create, or store, the 30X40 shop stands ready — a versatile structure with room for projects, equipment, hobbies, or dreams that need a little extra square footage. This property blends open space, natural beauty, and practical amenities into a rare offering. It’s peaceful, private, and full of possibility — a place where you can breathe, spread out, and truly make it your own. If you see something you would like to stay please ask. Owner doesn't plan on taking everything. He is leaving the tv with wall mount, new snow blower he just got last year, the electric fire place that's mobile and other things.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Foam Insulation,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Interior Area
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 56406428101090000
- Special condition: Standard
- Other equipment: Other,Satellite Dish
Features
- Patio & porch: Awning(s),Deck
- Exterior features: Awning(s)
- On waterfront: Yes
- Waterfront features: Creek,Waterfront
- Waterbody name: Payne Creek
Lot
- Lot size: 4.80 Acres
- Features: Corners Marked,Meadow
Parking
- Total spaces: 5
- Parking features: Garage,Carport
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 5
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Wildfire
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance | $368 | $4,416 |
| Property Taxes | $38 | $456 |
| Electricity | $151 | $1,812 |
| Total | $4,602 | $55,224 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $800,000 |
View on Zillow