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260 Luscher Dr, Libby, MT, 59923

4beds
5baths
3,252sqft
$1,500,000
$461price/sqft
$8,883/moest. monthly cost
$355,320/yrincome needed

About This Home

On this completely set up property you will find a wonderful 4 bedroom, 5 bath home boasting 3252 sq.ft. of living space. Multiple levels of this home include the main floor of 2484 sq.ft w/handy kitchen, attached dining room, newer master suite with a full ensuite bath, living room and a mudroom with a half bath connecting to the attached large car garage. Another level of the home containsthe original master suite with full ensuite bath, 2 more bedrooms and a 3rd full bath. Last level of this fantastic home features a private family room, office and laundry. The 984 sq.ft. basement has lots of storage, utilities and even a pool table for game night! Central air keeps you cool on those hot summer days while a forced air oil furnace and a snuggle worthy gas fireplace keeps those cold winter nights at bay. Now venture outside from the living area to relax on the spacious deck overlooking the 2 irrigated hay pastures with the Cabinets lingering in the background. This property is a horse owners dream with an incredible barn housing 3 large separate stalls with turnout pens, grain room, crossties, a locking tack room and a full-sized loft for hay storage. There are 2 large separate paddocks at the rear of the property that have a dividing feed station and 2 front paddocks at the entrance to the property so you can see your beasties right when you drive in. Multiple water outlets, 2 water rights, a fantastic chicken coup for more chickens than is necessary, carports, a second garage, tractor sheds and more will provide more than enough storage to fill your needs. A sanctuary, a resting place, a mini ranch…whatever your needs are this place truly is your dream.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Libby Elementary SchoolGrades PK-68.3 mi
4/10
Libby Middle SchoolGrades 7-88.9 mi
4/10
Libby High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1973

Materials

  • Foundation: Poured
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Water Softener,Washer
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Upper

Bathroom4

  • Level: Lower

Bathroom5

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Lower

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 984

Game Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Gas,Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,252 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Office

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 56406918101020000
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard
  • Horse amenities: Tack Room

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 19.25 Acres
  • Features: Front Yard,Garden,Landscaped,Meadow,Pasture,Sprinklers In Ground,Views,Wooded

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Circular Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Wildfire
Avalanche
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance $607$7,284
Property Taxes $469$5,628
Electricity $223$2,679
Total$8,883$106,596

Income You'd Need if You Spent...

35% on housing$304,560/yr
40% on housing$266,490/yr
45% on housing$236,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 59923$201
Lincoln County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 59923
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-05Price change$1,500,000
2025-06-30Listed for sale$2,200,000

For Sale by Agent

AgentAlice L Hayes
BrokerageTeam Hayes Realty, LLC

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