See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 Conifer Rd, Libby, MT, 59923

3beds
2baths
832sqft
$415,000
$499price/sqft
$2,527/moest. monthly cost
$101,080/yrincome needed

About This Home

Well maintained 3-bedroom 2 bath home on app. .4 acres. Large 12x26 in suite with 3/4 bath and large closet and cathedral ceiling make this a great oasis. Opposite side of home has 2 bedrooms with full bath and laundry room. Living room is open and has lots of light. kitchen is set up for efficiency and open to living space. Front has deck which makes a great entry way. Back has large deck and fenced back yard with garden area. Great for entertaining and relaxing. Large garage with workshop in the back has room for all your storage and hobbies. Also a storage shed for your outside equipment. Home has the country feel but close to all Libby has to offer. Close to Kootenai River and millions of acres of USFS land

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
Libby Elementary SchoolGrades PK-61.4 mi
4/10
Libby Middle SchoolGrades 7-80.9 mi
4/10
Libby High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: See Remarks
  • Year built: 1960

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Main Level Primary,Open Floorplan
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: 56428332311140000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Rear Porch,Covered,Deck,Front Porch
  • Exterior features: Garden,Storage
  • Fencing: Back Yard,Cross Fenced
  • Has view: Yes
  • View description: Mountain(s),Residential,Valley,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.37 Acres
  • Features: Back Yard,Front Yard,Garden,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Wildfire
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance $168$2,016
Property Taxes $110$1,320
Electricity $151$1,812
Total$2,527$30,324

Income You'd Need if You Spent...

35% on housing$86,640/yr
40% on housing$75,810/yr
45% on housing$67,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 59923$220
Lincoln County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 59923
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$435,000

For Sale by Agent

AgentSharon Denton
BrokerageClearwater Montana Properties - Troy

Similar Homes