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108 Grace St, Hinton, WV, 25951

4beds
2baths
1,568sqft
$115,000
$73price/sqft
$984/moest. monthly cost
$39,360/yrincome needed

About This Home

Home with great location. 4 bedroom 2 bath and Balcony. Riverview from the house. Front and back porches. Next to Batteau Beach at Hinton Landing. Walk to the New River Beach and National park w/ boat ramps, kayak launch, playground, pavillion and a walking track. Practically Next door to 2 grocery stores, dollar general, auto parts stores, River Outfitters Tours, Churches, bargain dept store and the beach! All within 100 yards of the property. First Floor Bedroom and three bedrooms second floor. Large kitchen and yard. Overpass in the photos is to become a recreational walking and biking area as part of the park. Overpass is closed to traffic. This home would be great for someone who does not drive, convenience, an air bnb or a business location. Very appealing area of Hinto

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
--
Summers Middle SchoolGrades 6-80.5 mi
--
Summers County High SchoolGrades PK,9-122.7 mi

Construction

Materials

  • Foundation: Block
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Hardwood,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Electric Heat Pump,Gas Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • Parcel number: 237
  • Zoning: No

Features

  • Has view: Yes
  • View description: River,Mountain(s),Street View
  • Has water view: Yes
  • Water view: River

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$111$1,332
Property Taxes $111$1,332
Electricity $181$2,178
Total$984$11,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,737/yr
40% on housing$29,520/yr
45% on housing$26,240/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 10.9%
10.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 25951$105
Summers County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 25951
Summers County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$115,000

For Sale by Agent

AgentJoyce L Surbaugh
BrokerageColdwell Banker Stuart and Watts Real Estate

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