




3410 Ray Mountain Rd, Darby, MT, 59829
About This Home
Thoughtfully updated and move-in ready, this home has been recently remodeled to create a cozy rustic mountain retreat with timeless style and modern convenience. Extensive upgrades include a fully remodeled kitchen featuring stainless steel appliances, a stainless steel sink, a motion-sensor faucet, and durable laminate flooring, along with two tastefully updated bathrooms with new vanities, lighting, and added storage. Additional improvements include stylish barn-door-style closet doors in the primary bedroom, a rustic solid-wood front door, keyless-coded entry with surveillance camera, updated motion-sensor exterior lighting, a NEW furnace, and low-maintenance Trex front deck. Outside, three large trees were removed to enhance the stunning mountain views while improving defensible space. Every improvement was carefully chosen to create a warm, inviting atmosphere that feels both comfortable and timeless. Take a short drive to the newly added shops and restaurants and all that the rejuvenated town of Darby has to offer. Endless recreational possibilities can be found in our beautiful Bitterroot and Sapphire Ranges; just a short hike or drive away.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled,See Remarks
- Year built: 1994
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan,Vaulted Ceiling(s)
- Finished area below ground: 0
Heating
- Heating features: Forced Air,Wood Stove
Interior Area
- Total interior livable area: 1,453 sqft
Property
Details
- Parcel number: 13117610301700000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Propane Tank - Leased
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Trees/Woods
- Topography of land: Sloping
Lot
- Lot size: 4.05 Acres
- Features: Landscaped,Views,Wooded
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Cold Wave
- Winter Weather
- Avalanche
- Inland Flooding
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Ravalli County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $174 | $2,088 |
| Property Taxes | $125 | $1,500 |
| Electricity | $151 | $1,812 |
| Total | $3,104 | $37,248 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $525,000 |
| 2026-06-08 | Listed for sale | $550,000 |
| 2020-08-24 | Sold | -- |
| 2020-07-01 | Pending sale | $315,000 |
| 2020-06-09 | Price change | $315,000 |
| 2020-05-29 | Listed for sale | $330,000 |
| 2016-03-10 | Sold | -- |
