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438 Blue Jay Ln, Hamilton, MT, 59840

2beds
2baths
1,594sqft
$647,000
$406price/sqft
$3,759/moest. monthly cost
$150,360/yrincome needed

About This Home

This peaceful property is bordered by Forest Service on two sides, yet it is a mere 2.5 miles from Highway 93. With access to miles of non-motorized trails in the Bitterroot National Forest and Selway Wilderness, this is the perfect home base from which to hike, mountain bike, horseback ride, cross country ski, or snowshoe from out your back door. One nearby motorized trail also provides access to back country roads for exploring on your four wheelers. Elk, deer, and wild turkey abound, as do songbirds, wildflowers, clean mountain air, and the perfect combination of tranquility and adventure. Many added bonuses come with this property. There’s nothing like fresh eggs from your own chickens, and a chicken coop with attached storage space is ready for you. Many fruit trees have been planted and are becoming established, plus the well established beautiful apple trees from the historical apple boom of the early 1900s. Soothe and cleanse your body in the wood fired sauna, set up your she shed or man cave in the bonus dry cabin, create with your woodworking equipment in the shop, and make the most of the areas of covered storage for your recreational equipment. This home features a wrap-around porch from which to relax and enjoy the sunrise or to host friends for a barbecue. The home has an open living area with many custom touches added by the builder and a loft that could serve as an office, game room, guest area, or additional living space. The adjoining property is also for sale. The purchase of both properties would provide the owner just under 6 acres of land that is bordered by Forest Service on three sides. The neighboring property, which is a horse-ready property, boasts two stories with a full kitchen on both levels. Please see the listing (MLS #30049473) to learn more about this neighboring property and its outbuildings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Darby SchoolGrades PK-67.8 mi
--
Darby 7-8Grades 7-87.8 mi
1/10
Darby High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished,Walk-Up Access,Walk-Out Access

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 707

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,594 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Details

  • Parcel number: 13127304201160000
  • Special condition: Standard
  • Other equipment: None
  • Exclusions: large screen television and wall mounts (negotiable),hot tub (negotiable),kindling chopper,Starlink (negotiable)

Features

  • Patio & porch: Rear Porch,Covered,Front Porch,Side Porch,Wrap Around
  • Exterior features: Propane Tank - Owned
  • Has spa: Yes
  • Spa features: Hot Tub
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 2.88 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Winter Weather
Avalanche
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,271$39,252
Home Insurance $179$2,148
Property Taxes $158$1,896
Electricity $151$1,812
Total$3,759$45,108

Income You'd Need if You Spent...

35% on housing$128,880/yr
40% on housing$112,770/yr
45% on housing$100,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 59840$323
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59840
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$647,000
2025-12-31Listed for sale$825,000
2025-11-29Listing removed$825,000
2025-10-03Price change$825,000
2025-05-29Listed for sale$895,000
2024-04-12Sold--
2024-01-29Price change$549,900
2024-01-16Price change$569,900
2023-12-13Listed for sale$589,900
2023-08-17Sold--

For Sale by Agent

AgentBarbara Alice Burnham
BrokerageReal Broker, LLC

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