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230 Cap Ln, Hamilton, MT, 59840

2beds
2baths
3,694sqft
$849,000
$230price/sqft
$5,011/moest. monthly cost
$200,440/yrincome needed

About This Home

DISCOVER YOUR PERFECT FAMILY RETREAT! Bring your family home to this serene Montana getaway nestled in the heart of the Bitterroot Valley. The 3.15-acre parcel offers everything you need for the ultimate retreat or full-time residence. Enjoy breathtaking mountain views, 2 seasonal streams, and a sprawling park-like yard complete with a fire pit—perfect for gatherings under the big Montana sky. Wildlife abounds, from hummingbirds to occasional moose, offering a true taste of nature and tranquility just minutes from Hamilton. The property features a 3694 sq. ft. main residence with a spacious en suite primary bedroom with deck and hot tub, ideal for unwinding after a day of adventure. Many upgrades throughout the house. A separate 1408 sq. ft. guest house provides ample space for extended family or guests and is currently used only as a summer cabin. Additional amenities include a 24x34 heated garage/shop and a patio designed for outdoor entertaining. The home's unique design has an eclectic appeal and is the ideal for the discriminating buyer looking for a home with distinctive style. With over 100 years in the same family, this property is a rare find on the market—don’t miss this opportunity to make it a legacy property for your family.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Hamilton Middle SchoolGrades 5-81.7 mi
8/10
Hamilton High SchoolGrades 9-122.8 mi
5/10
Daly SchoolGrades K-41.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled,See Remarks
  • Year built: 1926

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Walk-In Closet(s),Additional Living Quarters
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard,Electric,Gas,Stove

Interior Area

  • Total interior livable area: 3,694 sqft

Property

Details

  • Parcel number: 13136602101070000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio
  • Exterior features: Fire Pit,Hot Tub/Spa,Storage
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Creek,Seasonal,Waterfront
  • Waterbody name: Roaring Lion
  • Horses can be raised: Yes

Lot

  • Lot size: 3.15 Acres
  • Features: Back Yard,Corners Marked,Front Yard,Landscaped,Meadow,Secluded,Sprinklers In Ground,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Ice Storm
Lightning
Avalanche
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance $236$2,832
Property Taxes $229$2,748
Electricity $253$3,043
Total$5,011$60,132

Income You'd Need if You Spent...

35% on housing$171,805/yr
40% on housing$150,330/yr
45% on housing$133,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 59840$326
Ravalli County$332

vs Homes Sold Last Month

Median $/sqft

ZIP 59840
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$849,000
2026-02-26Listed for sale$899,000
2026-01-19Listing removed$899,000
2025-04-01Listed for sale$899,000
2024-10-01Listing removed$950,000
2024-07-18Price change$950,000
2024-06-10Price change$1,198,000
2024-05-01Listed for sale$1,500,000

For Sale by Agent

AgentTeresa Polumsky
BrokeragePureWest Real Estate - Hamilton

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