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725 Bobcat Ln, Hamilton, MT, 59840

3beds
2baths
2,300sqft
$659,000
$287price/sqft
$3,767/moest. monthly cost
$150,680/yrincome needed

About This Home

Welcome to 725 Bobcat Lane, Hamilton, Montana – a classic 1979 home, offering 2300 square feet of comfortable living space. This property presents a unique opportunity for those seeking a private retreat on 4.2 acres with a seasonal stream and ample room to spread out, ready for your vision to breathe modern life into the vintage interior. With plenty of charm, storage created by the many built-ins, vaulted living room ceilings, and large rooms, this home will be a dream to make your own. Step outside to the expansive property where you will find a shop with dedicated workspace offering a versatile space for projects and hobbies, 3 carports, and storage sheds. The a massive wrap around deck provides an ideal setting for outdoor living, whether for quiet contemplation, wildlife watching or entertaining guests. Featuring a new water heater, new well pressure tank, new furnace, and underground sprinklers, the main components are complete - a jumpstart on making this home uniquely yours. Discover the possibilities this charming property holds; your Montana lifestyle begins here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Hamilton Middle SchoolGrades 5-83.4 mi
8/10
Hamilton High SchoolGrades 9-124.4 mi
5/10
Daly SchoolGrades K-43.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Poured
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area below ground: 0

Heating

  • Heating features: Electric,Forced Air,Gas,Hot Water

Interior Area

  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 13136611101030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Storage,See Remarks,Propane Tank - Leased
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 4.24 Acres
  • Features: Back Yard,Front Yard,Landscaped,Secluded,Sprinklers In Ground,Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Heated Garage
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Winter Weather
Ice Storm
Lightning
Avalanche
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance $183$2,196
Property Taxes $95$1,140
Electricity $157$1,895
Total$3,767$45,204

Income You'd Need if You Spent...

35% on housing$129,154/yr
40% on housing$113,010/yr
45% on housing$100,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 59840$324
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59840
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$649,000
2026-07-31Listed for sale$659,000

For Sale by Agent

AgentJeremy Winters
BrokerageKeller Williams Western MT

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