2037 Middle Bear Creek Rd, Victor, MT, 59875
About This Home
Tucked into a rural mix of timber & open meadow, this charming 1966 one + story home in the kind of country setting that's getting harder to find. Set on 5 beautiful acres, the property blends mature pine trees with sunny meadow clearings for a desirable land balance. The home carries a vintage character of living space, with new roof about 2023. Heat is a woodstove and a propane stove in the living room. The partial upper level is perfect for flexible room for a den, office or hobbies. A small barn and chicken coop are ready to be utilized. Room for some livestock on these 5 acres. Lots of trees and wildlife. Apple, maple, pear, cherry, plum, and willow trees!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Poured
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Water Purifier,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Main Level Primary
- Finished area below ground: 0
Heating
- Heating features: Electric,Fireplace(s),Hot Water,Propane,Wood Stove
Interior Area
- Total interior livable area: 1,747 sqft
Property
Details
- Parcel number: 13156411201110000
- Zoning: None
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Enclosed,Front Porch
- Exterior features: Propane Tank - Owned
- Fencing: Back Yard,Cross Fenced,Perimeter,Wire
- Has view: Yes
- View description: Meadow,Mountain(s),Residential,Valley,Trees/Woods
- Waterfront features: Seasonal,Stream,Water Access
- Waterbody name: Ditch
- Topography of land: Level
- Horses can be raised: Yes
Lot
- Lot size: 5 Acres
- Features: Agricultural,Back Yard,Landscaped,Meadow,Pasture,Views,Wooded,Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Cold Wave
- Winter Weather
- Avalanche
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Ravalli County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance | $166 | $1,992 |
| Property Taxes | $34 | $408 |
| Electricity | $151 | $1,812 |
| Total | $3,258 | $39,096 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $550,000 |
| 2026-07-16 | Price change | $575,000 |
| 2026-05-14 | Listed for sale | $585,000 |
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