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226 Sweathouse Creek Rd, Victor, MT, 59875

8beds
4baths
3,820sqft
$1,250,000
$327price/sqft
$7,300/moest. monthly cost
$292,000/yrincome needed

About This Home

Rare Bitterroot Valley investment and lifestyle opportunity on 16.99 acres with surface water rights, a spring-fed year-round pond that holds trout, multiple residences, and existing rental income. The property features three separate homes, including a 3-bedroom, 1-bath main residence, a 2-bedroom, 1-bath home, and an additional 3-bedroom, 1-bath home, providing flexibility for owner occupancy, multi-generational living, employee housing, or rental income. A large shop with electricity offers ample space for storage, equipment, hobbies, or business use. Natural gas is available to the property. The property also includes an established and operating mobile home park with four occupied sites generating pad rental income. Seller does not own the mobile homes; current income is derived from pad rent only. Mobile homes are well-maintained and occupied. Seller indicates the park has approval for additional sites, offering future income and expansion potential. Buyers are encouraged to verify all approvals and development opportunities. This unique offering combines recreation, scenic beauty, income production, ag land, and future potential in one exceptional package.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Victor SchoolGrades PK-51.2 mi
--
Victor Middle SchoolGrades 6-81.2 mi
1/10
Victor High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Poured

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4

Interior Area

  • Total structure area: 3,820
  • Total interior livable area: 3,820 sqft

Property

Details

  • Parcel number: 13166524101110000
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Meadow,Mountain(s)
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront
  • Waterbody name: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 16.99 Acres
  • Features: Agricultural,Pasture,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Winter Weather
Avalanche
Ice Storm
Lightning

FEMA Declared Disasters in Ravalli County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $361$4,332
Property Taxes $357$4,284
Electricity $262$3,147
Total$7,300$87,600

Income You'd Need if You Spent...

35% on housing$250,285/yr
40% on housing$219,000/yr
45% on housing$194,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 59875$451
Ravalli County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 59875
Ravalli County$296

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$1,250,000
2018-08-25Listing removed$1,055
2018-07-13Listed for rent$1,055

For Sale by Agent

AgentRob Child
BrokerageWindermere Hamilton

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