106 S Montrose St, Fort Valley, GA, 31030
About This Home
Turnkey investment opportunity just minutes from Fort Valley State University! This well-maintained duplex features two 2-bedroom, 1-bath units, each offering in-unit laundry and functional floor plans designed for comfortable living. Currently operating as student housing, the property already has 3 of the 4 available bedrooms leased for the upcoming semester, providing immediate rental income from day one. Each occupied bedroom rents for $2,800 per semester, and tenants are responsible for all utilities, helping to maximize your cash flow. Whether you're looking to expand your investment portfolio or secure a property in a high-demand rental market, this income-producing duplex offers excellent upside with one remaining bedroom available to lease. Conveniently located near Fort Valley State University, shopping, dining, and downtown Fort Valley, this is an opportunity you won't want to miss.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1988
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Duplex
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Property
Details
- Parcel number: F05C 010
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.49 Acres
Parking
- Total spaces: 4
- Parking features: Off Street,Over 1 Space per Unit,Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $146 | $1,752 |
| Electricity | $219 | $2,637 |
| Total | $1,715 | $20,580 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Listed for sale | $224,995 |
| 2023-08-11 | Sold | $186,000 |
| 2009-01-23 | Sold | $39,000 |
| 2008-06-03 | Sold | $69,300 |
| 2006-05-17 | Sold | $85,000 |
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