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323 Peach Cir, Fort Valley, GA, 31030

3beds
1baths
848sqft
$105,000
$124price/sqft
$916/moest. monthly cost
$36,640/yrincome needed

About This Home

Great Investment Opportunity in Fort Valley, GA! Well maintained and located in a quiet and friendly neighborhood. This property offers solid potential for rental income or owner occupancy with desirable location and practical floor plan. Convenient access to local schools, colleges, dining and major roadways. Don’t miss the opportunity to own this “peach” of a deal!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Kay Road ElementaryGrades PK-57.7 mi
6/10
3/10
Peach County High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: ReSale
  • Year built: 1987

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Combo

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Carpet,Luxury Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 848

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 848 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: F08C060

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Drought
Heat Wave
Lightning
Hail
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$99$1,188
Property Taxes $68$816
Electricity $219$2,637
Total$916$10,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,405/yr
40% on housing$27,480/yr
45% on housing$24,426/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 31030$94
Peach County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 31030$101
Peach County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$105,000

For Sale by Agent

AgentCordel Jackson-Fluellen
BrokerageWATCH REALTY CO

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